Month: April 2021

News Traffic

Driver, bike is king!

By dneutiens@segurantis.com

Drivers of motorised vehicles

Spain has changed its traffic law with respect to drivers of motorised vehicles and cyclists. The adaptation applies especially to these drivers who want to overtake a cyclist. There are two points on which you have to pay extra attention and those are the speed with which you overtake the cyclist and the distance to this cyclist. When not respecting these rules, you can risk a fine of 200 euros and a loss of 3 points of the Spanish driving license.

Reducing road fatalities

DGT, the Spanish traffic authority, wants to reduce the number of traffic accidents involving cyclists by this measure. In the year 2020 alone, 36 cyclists died in Spain. Annually the number does decrease but Spain aims to be a bicycle safe country.

Speed and distance

The theory behind these measures consists of the studies done by the traffic institute, which proved that the greater the distance and the lower the speed the less chance a cyclist will become unbalanced due to the so-called suction effect created during the overtaking manoeuvre.

All public roads

The rules apply on all public roads (where cyclists are allowed of course). If you have to cross the other carriageway to overtake a cyclist, this is allowed as long as safety can be guaranteed. The speed at which this happens has to be 20 km/h lower than the maximum speed on the road.

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Taxation News Resident

Personal income tax return for residents 2021 - assessment year 2020

By dneutiens@segurantis.com

Spanish personal income tax / the Model 100 / the IRPF

Dear customer - new customer

I am in contact with you for the subject of the Spanish Personal Income Tax / the Model 100 / the IRPF. This is an annual tax matter and is expected of you if you are a tax resident in Spain.

If you are not a fiscal resident but you are living permanently in Spain then as a resident (non-Spaniard) it is advisable to submit a declaration, even if it is a "0" declaration. In this way you will prove to Spain that you are not taxable in Spain and you will have a fiscal proof that you are living in Spain.

Again a lot of Belgians, Dutch and French became resident in Spain last year. Based on the number of days they are registered in Spain, they will or will not start this year with the filing of the Spanish personal income tax return.

What do we need from you in order to make this claim?

For existing customers

As every year, send us the pension slips or income slips you receive from the countries from which you have an income.

For new customers

Below we have placed a link which gives you more information about this service.

Timetable

The information is collected in May of the current calendar year. In June we start with the declaration. The last declarations are submitted on 25 June of the current calendar year.

Important notes

Do not forget that you also have obligations towards Belgium, the Netherlands or other countries from which you receive an income. Below, I give you the links of the obligations towards the Belgian population (if you are from the Netherlands, Luxembourg or another country, please contact your national authorities).

NEW CALENDARS - LEAVING BELGIUM - PENSIONS AND SOCIAL SECURITY

=> https://financien.belgium.be/nl/particulieren/internationaal/belgie-verlaten

=> http://ccff02.minfin.fgov.be/webForm/public/inrbni/inrBni.jsf

=> https://www.socialsecurity.be/CMS/nl/leaving_belgium/index.html

Changes compared to last calendar year

Below is the table of income brackets and the tax due per bracket in relation to the percentage that the tax authorities take. There are still exemptions applicable and age and family situation also determine what you ultimately owe. New this year is the bracket of above 300,000.00 euro income.

Would you like Segurantis to take care of this for you?

Please use the form below to let us know. We will contact you as soon as possible.

News Traffic Insurance

Goodbye warning triangle, welcome V16 flash light

By dneutiens@segurantis.com

The flash light in traffic

The contents of this article apply mainly to road users in Spain. Vehicles with foreign number plates (not Spanish number plates) must at all times check the traffic regulations of their own country and those of the country they are visiting.

Adaptation of signalling in case of breakdown or accident

Road users in Spain of motorized vehicles and with a Spanish license plate will be allowed to replace their warning triangle with the so-called Help Flash. The device that will replace the warning triangle is called the Help Flash or V-16. This is a kind of signal that can be placed directly from the car on the roof or the side by means of attached magnets. The light works on batteries and can be used as a flashing light in an emergency, hazard marker and as a flashlight.

Current rules

At the moment it is still compulsory in Spain to have 2 warning triangles in the car and for all occupants to wear a yellow jacket* in case of a breakdown or accident (*only outside built-up areas). For foreign vehicles there are other rules but at least 1 warning triangle is mandatory and you should take enough yellow vests.

Improve visibility

The idea behind this comes of course from DGT, the Spanish traffic service Dirección General de Tráfico and aims to improve the safety of road users. This is also a logical fact because the warning triangles require you to travel a distance to place the warning triangle both in front of and behind the car at a distance of 50 m. The flash light is simply placed on the roof.

Easy to place

The device itself must meet some requirements. For example, it must have a battery life of at least 30 minutes and it must be weatherproof. These lights also need to be equipped with a magnet so they can be stuck to the car. An option is to buy the more advanced lights that even have a GPS on board which communicates your location to DGT (via the cloud of DGT 3.0).

When do these rules apply

From 01-07-2021 it is allowed to replace the warning triangle by these lights in case of breakdown or accident. From 01/01/2026 only the use of these lights will be permitted.

What can Segurantis do for you?

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Taxation News Traffic

Own a Spanish vehicle? Road tax 2021

By dneutiens@segurantis.com

Think of your traffic load

If you have a vehicle in Spain immatriculated in your name then, as every year , it is time to pay the road tax 2021. This applies to cars, mopeds and all other vehicles with a Spanish license plate. Do you have this car registered in the province of Valencia then it is SUMA who is responsible for collecting these taxes.

Below we show you how to pay this tax if it is not done automatically. If you want a step-by-step guide, do not hesitate to download our brochure of which we provide the link in our website below.

FORMAS-DE-PAGO-SUMA-2021Download

Link to how SUMA pay online:

Suma pay online - Manual

The SUMA calendar

On the SUMA website you can check when your specific region is due to collect the various municipal, regionaland national taxes.

What can Segurantis do for you?

Go to the overview of our services.